See the numbers. Understand the risks. Explore your options.
Plain-language estimators and common planning questions to help you prepare for a conversation. Educational only.
Last updated
These tools give a rough, illustrative view. They are educational, not personal advice, and the numbers you enter stay in your browser.
What could happen?
If a main earner died
Would the household keep its home and routines? Compare income, debts and cover.
Related strategies →If I became seriously ill
How long could we manage without my income, and what would treatment cost?
Related strategies →If I could not work
Disability can last far longer than a short illness. What would replace my pay?
Related strategies →If I outlive my savings
How long would my retirement money last with rising prices?
Related strategies →If markets fall
How would a sharp drop affect my goals and my sleep?
Related strategies →If tax takes more than expected
Which accounts and timing choices could improve what I keep?
Related strategies →If my wishes are unclear
Who would receive my assets, and how long would it take?
Related strategies →If my business lost a key person
Could the company carry on, and what would partners or family receive?
Related strategies →Planning estimators
Move the sliders or type your own figures and watch the result change.
From numbers to a plan
Bring your results to a conversation and we will turn them into next steps.
About these tools
Are the tools personal advice?
No. They are illustrative and educational and do not consider your full circumstances.
How accurate are they?
They use simple assumptions and rounding. Real outcomes vary and should be tested by a professional.
Where do the assumptions come from?
They are generic examples you can change. They are not forecasts.
Is my information stored?
No. Everything is calculated in your browser and nothing is sent to us.
What should I do with the results?
Use them to prepare questions, then book a consultation to review your own situation.